({Protection of the confidentiality and information on debtor data})
TERMS AND CONDITIONS of fastloan
Terms and Conditions of Service and Privacy of Fastloan are made between Service Users and us, KSP Your Business Solutions as the Service Provider of Fastloan. The Service User acknowledges that he has read the entire contents of these Terms and Conditions when the Service User submits a request for the Service, and the Service User fully understands and agrees to all these Terms and Conditions. If the Service User does not agree with these Terms and Conditions, or cannot accurately understand the Operator's interpretation of the terms these provisions, then the fastloan service application cannot be continued.
I. Declarations and Commitments
(1) The fastloan service system is a service system operated by a Provider that provides, manages and operates Information Technology-based Lending and Borrowing Services and the Lender to the Borrowing Party whose source of funds comes from the Lender. In order to protect the interests of Service Users, Service Users must ensure that Service Users are:
a. Lenders consisting of:
1. Individuals who are Philippinesn citizens;
2. Individuals who are citizens of foreign countries;
3. Philippinesn / foreign legal entities;
4. Philippinesn / foreign business entities; and / or
5. International Institutions
b. Loan Recipients consisting of:
1. Individuals who are Philippinesn citizens;
2. Philippinesn legal entities.
(2) Service Users are required to read all provisions of these Terms and Conditions carefully before Service Users voluntarily register to use the Fastloan Service. The use of fastloan is a form of Service Usage approval for the terms the provisions contained in these Terms and Conditions.
(3) The Service User agrees that the Operator may change these Terms and Conditions at any time and announce the changes on the fastloan site and notify the Service User directly that these changes will take effect immediately after being published. Service users can access the amendments to the Agreement through the fastloan / Operator website pages or by using the other means; If the Service User continues to use the fastloan Service after notification of changes to these Terms and Conditions, the Service User is deemed to have fully read, understood the amended Terms and Conditions, and will follow the terms of the amended agreement in using the Service; if the Service User does not agree with the contents of the changes to the Terms and Conditions, the Service User must stop using the Service provided by fastloan.
The Service User agrees to provide irrevocable authorization for all actions taken on the fastloan site page of the Service User or in accordance with the Fastloan Service and Privacy Terms and Conditions (including but not limited to personal information, behavioral information, account-related information, etc.) for the purpose of providing the Service. The Operator is not responsible for any losses arising from the freezing of funds in accordance with the operational instructions of the Service User or based on the "Fastloan Service and Privacy Agreement" and from the reduction of funds based on User authorization.
Service alone. However, the Service User acknowledges that the Service User must fully comply with the Terms and Conditions made by the Operator when using the Fastloan Service.
II. Fastloan account
(A) Related Registration
Unless otherwise specified in these Terms and Conditions or in connection with the product, Service Users must register using our mobile application and obtain a fastloan account, which is provided by the Operator to Service Users. Service User agrees that:
1. Service users must provide accurate, correct, valid, up-to-date and complete information (including, but not limited to, identity cards, account books, passports and other identity documents, etc.) in accordance with the registration requirements. Fastloan contacts with fastloan accounts ( or "Account)) and associated bank accounts, e-mail, cell phone number, etc. Which can be changed with notification immediately to the Operator in accordance with the Operator Procedure for requesting changes.
2. The Service User agrees that the Service User has the right to access the Service User's electronic business account such as, Tokopedia, Bukalapak, Blibli, Lazada, Elevania, Ticket.com, Traveloka, Agoda, etc.
3. Service Users are required to ensure that "Customer information" Service Users are accurate, correct, effective and complete. If the Service User provides false, invalid or incomplete information, or if the Operator has reason to suspect that the information is incorrect, expired or incomplete, the Operator has the right to suspend or terminate the offer to Service Users for part or all ("fastloan" ). PROVIDERS OF THE USER OF THE SERVICES. The Operator has the right to suspend or terminate either part or all of the benefits to the Service User in the event that the Service User is unable to provide such information in a timely manner in connection with the information required under the laws and regulations. invitations that are valid in Philippines, the terms or conditions of the authorities, namely fastloan services
4. The Service User agrees to receive notification via electronic means of applicable legal provisions, provisions these provisions and the agreements other agreements, other notifications regarding the use of Service Users to Service and Service Accounts. Electronic means including, but not limited to, electronic mail, or displayed on pages of this site or on pages of partner sites, or via means of wireless communication. The above terms, agreements and notifications will be deemed accepted when published.
5. The Service User ensures that the Service User is one the only party who can use the Service User's fastloan account.
(B) Account Security
Service Users understand and agree that ensuring the confidentiality of passwords and accounts is the responsibility of the Service User. The Service User is solely responsible for all actions and statements made using the Service User's account or password, the Service User agrees to:
1.Service Users are not permitted to disclose Service User accounts or passwords to other people or use other people's accounts or passwords. Service users must safeguard this password, identifying information and other data storage, because of all losses arising from secret leakage of passwords, identifying information, codes will be borne by the Service User's own expense.
2. The Service User agrees that if the Service User finds a condition where someone else has misused the password and entered into the Service User's fastloan account or has carried out illegal activities, or the cellphone is connected to the Fastloan account or the loss of other devices or other circumstances that can endanger the security of funds in the Service User's fastloan account, the Service User must immediately notify the Operator for suspension of the related service. Service Users agree that the Operator can suspend the Service and take steps effective preventive measures. We will not be responsible to third parties for the use of this Service until we receive a valid notification from the Service User, unless we can prove that the Operator has intentionally done or has been negligent and without having the authority to use it legally.
3. Login and password for fastloan, fastloan account, cannot be transferred, granted or inherited in any way, unless otherwise stipulated by statutory regulations. valid invitation or by court decision and with the approval of the Operator (with the exception of related ownership rights). When the Service User decides not to use the account, the Service User must withdraw all available funds on the account or make other payment instructions to fastloan. The Service User agrees that if the Service User loses all or part of the civil service the Service User has the right to delete the Fastloan account in accordance with applicable law (including but not limited to court decisions that have been submitted, wills made etc.) regarding the related payments.
4. Handling Exceptions: If the Service User uses this Service, the Service User agrees and acknowledges that the service may not be available due to problems with the bank's own system, network operation problems related to bank connections or other force majeure factors. If the Service User is unable to notify in a timely manner about remedial efforts for related transactions in the abnormal situation mentioned above, the Operator will not be responsible for losses caused from any form of damage.
5. The organizer has the right to know the true background and purpose of using Fastloan, Service Users are required to provide real information. true, comprehensive and accurate to Providers; If the Operator has reason to suspect that the Service User provides false transaction information, the Operator has the right to limit some or all of the Service User's services or all of the Service User's features. features available.
6. For the purpose of security of the Fastloan account and the funds available in it, the Government may, in accordance with the terms and conditions of this Agreement, act laws, regulations and other legal documents, become subject to the authorized body or institution and the Operator may, at its sole discretion, the Service User agrees that the Operator has the right to suspend the Service User's fastloan account by temporarily closing part or all of the rights. rights to the Account (- account) in a fastloan account. The opposite of freezing is reopening, d.h.i. The Operator will no longer freeze or end the service User's fastloan account suspension. At the time of freezing occurs, if the Service User requests reopening, the Operator has the right to decide whether or not it is possible to reopen in accordance with the reasons for such suspension as stated in these provisions. Service Users must fully understand that requests for reopening Service Users are not necessarily permitted, the Operator will provide other information or documents, including but not limited to identity information, identity cards, passports, other valid identity documents and requirements from the Operator, in accordance with the requirements. The Operator to verify the identity of the Service User.
7. The Service User agrees that the Operator is entitled, in accordance with the requirements of the judiciary, administrative and military institutions, including but not limited to public security agencies, prosecutors, courts, customs and tax authorities, or on the basis of the power of the Operator over funds and abnormal transactions Risk Policy Query, freezing or cutting of funds and Service User accounts at fastloan.
(C) Account Deletion
The Service User can request cancellation of the fastloan account when the Service User stops using the Service. Service Users agree to:
1. The Service User submits a request for cancellation of the Service User's fastloan account. Cancellation of a Service User's fastloan account must be in accordance with our procedures.
2. Cancellation of a fastloan account will result in the Organizer stopping the provision of services to Service Users, the parties agree to terminate their rights and obligations, but other provisions in this agreement do not end due to a confidentiality agreement and confidentiality articles.
3. The fastloan account that the Service User will cancel must have no rights and obligations that have not been carried out arising from and / or the execution of the contract that has not been completed due to account cancellation and the Operator is deemed to have canceled. The account is the result of rights and obligations arising from the dispute. We reserve the right to apply the terms and conditions upon requests and debts of Service Users and will not give our account by canceling a fastloan account.
III. Fastloan service
(A) Fastloan service (hereinafter referred to as service): refers to paragraph (d) credit evaluation, cash withdrawals, billing, payment and other services, and actual service use of Service Users from the Operator.
(B) In using the Credit Assessment Service, Service Users must meet the following requirements:
1. Services for credit assessment of Service Users must comply with laws and regulations invitations that are valid in Philippines and the Service User is solely responsible for the use of the Fastloan credit rating service.
2. Service users need to provide correct, current, complete and up-to-date registration information.
(C) Prior to using the Service for cash withdrawals, billing or payment, Service Users must meet the following requirements:
1. Service users use cash withdrawal, payment or repayment services at Fastloan in accordance with applicable laws and regulations in Philippines, and can be held independently responsible before the law.
2. The Service User has opened a valid bank account and has linked it with the Fastloan Card Service (the bank account that the Service User provides is an account in the name of the Service User himself when the Service User agrees to this Agreement).
3. Service Users are required to provide correct, current, complete and up-to-date registration information, and have gone through credit assessment or certification of related information.
(D) Fastloan services include, but are not limited to: credit scoring, cash withdrawals, billing and payment, specific details based on services provided by the Operator at that time.
1. Credit appraisal service: credit assessment is a provision of credit, a credit assessment service is provided by the Operator to analyze personal information of Service Users, social networks, and other account information and other authorization information to generate a Service User's personal credit code that gives the Service User a service credit limit.
2. Withdrawal / Payment Services: Subject to the Operator's rules or product regulations, Service Users can ask the Operator to provide Investors in accordance with the Service User's credit limit at fastloan based on the name of a bank account that is still valid in Philippines or paid to the Operator's business partner in a bank account. to meet the financial needs of Service Users. Billing Services: if the Service User uses the Cash / Loan Service from fastloan, the Operator will provide the Service User with a bank account as the Service User will bind himself to him after the bill is due based on the Accounts Receivable Agreement for billing and repayment services.
3. During the use of the Fastloan Service, the Operator will not be responsible for any currency devaluation risks, and the Operator has no obligation to pay Service Users for a benefit from such payments.
4. The Service User agrees that the Operator may temporarily provide or suspend part of the service function or open new Service functions in the future to upgrade and reshape the system based on operating requirements. This can result in losses in the form of delays, obstacles or stoppage of the fastloan service which cannot be considered as default of the Operator. When any features are reduced or added or changed, as long as the Service User is still using the Fastloan service, the Service User will still agree to the terms and conditions or the changes.
5. License Terms:
Service Users understand and provide irrevocable rights to the Operator and its affiliates, namely the rights the following rights:
1. The Service User grants the Organizer and its Affiliates an exclusive, worldwide, perpetual license to use the materials, data and information described in Part 1 of this Agreement (and the right to provide substitution rights). In addition, the Operator and its affiliates have the right (in whole or in part) to use, copy, modify, adapt, publish, translate, distribute, display and display all Service User data (including but not limited to registration data, all displayed on fastloan).
2. Affiliate The organizer will gradually allow fastloan users to enter the affiliate platform and use its services. Fastloan users are required to comply with the terms of the service agreement of this platform for every action on the platform of the affiliate organizer. Published platform rules, and instructions and instructions for the proper use of platform services. To activate this function, the Service User agrees that the Operator will synchronize and allow the use of information such as registration, trade / payment data and other information related to the Use of Services on fastloan to the affiliate system.
3. The Service User understands and agrees that when the Service User registers for the Fastloan Service, the Operator gives the Service User the authority to assess the Service User's personal credit limit at the Service Provider based on the information that the Service User provides and the Operator that we obtain independently, or decide to approve the application. through the Service User service.
4. The Service User acknowledges and agrees that the Service Provider gives the Service User authorization to use the personal information that the Service User provides when the Service User registers for a fastloan account or uses a fastloan account, such as name, proof of identity, address, telephone number and commonly used email address. , biometrics, and additional information such as province and city, zip code, and so on.
5. The Service User understands and agrees that if the Service User submits, binds himself or gives authorization to the Service User Card / Account Information to the Service Provider, the Operator has the right:
1) Request and check Service User account information;
2) Request and read transaction information in the Service User's bank card account.
3) Make withdrawals and payments via the Service User's bank card based on the "loan and payment agreement" which has been provided based on the Service User's consent.
6. The Service User understands and agrees that if the Service User gives authorization to the Service User's social media account such as Facebook, Twitter, LinkedIn and other accounts the Operator can read the relevant information on the Service User's official account.
7. The Service User acknowledges and agrees that if the Service User gives authorization to the Service User's electronic business account such as, Tokopedia, Bukalapak, Blibli, Lazada, Elevania, Ticket.com, Traveloka, Agoda, etc., the Service User will be responsible for reading the account number in the Service User's official account information.
8. Service Users understand and agree that when Service Users register or use the Fastloan Service, the Operator may unlawfully understand, obtain and verify Service User credit information for payments to third parties / credit / financial institutions. The personal credit information obtained is only used on Fastloan services and is not provided or disclosed to other organizations and / or individuals.
9. The Service User understands and agrees that if the Service User uses the cash withdrawal or payment function the Service User must refer to the schedule as stated in the "loan and payment agreement" regarding the payment date, the Operator has the right to send an SMS to the Service User, call and contact the Service User. through the Service User's social media account as a reminder of payment for the Service. The Service User understands and agrees that, if the Service User does not fulfill the payment obligations, the Service User's personal arrears information will be submitted or published to a third party.
10. Service Users acknowledge and agree that to make Service Users more flexible and make financial transactions with friends- Service User friends become more comfortable, and avoid losses arising from mistaken logins on fastloan accounts, Service Users will authorize the Operator to get an address book, Service User's fastloan account name, Service User name, etc. which can be stored in the address book of the number Cellphone of the Service User when the fastloan account is linked to the mobile number of the Service user.
11. Service Users understand and agree that the bank or third party partner selected during the registration process has the right to receive information relating to Service Users for better service.
12. The Service User understands and agrees that the Service Provider can keep the original official information of the Service User during the cooperation period between the Service user and the Service Provider, the Service Provider can at any time since getting new data and updating data on data that has been processed and has become data that is not sensitive, can be store permanently on the server; For initial data, we retain the data for no more than 90 days, after service ends.
V. Rules for using fastloan services
In order to protect the legitimate rights of Service Users and interests in using this service effectively, Service Users understand and agree to the following rules:
(1) The Operator receives Service User orders from the Service User's fastloan Account, regardless of how the Service User provides such instructions, which cannot be withdrawn or canceled and will be considered as Service User instructions themselves.
(2) The Service User must complete the Service User's identity information in accordance with the Provider's requirements in order to obtain his real name. If not, the Service User will undergo credit evaluation, cash withdrawals, prohibition of making payments and / or restriction of repayment, and the Operator has the right to freeze the Service User Account until the Service User provides the real name of the Service User. Ensure the authenticity of Service User information, if it is detected that the information provided is false information, the system will refuse, if there is information that is suspected of being fraud or other misuse of information, it can be credited to the credit system network,affect the Service User's credit record, the Operator will exercise its right to obtain legal responsibilities for Service Users.
1. The Operator has the right to carry out all necessary steps (including but not limited to third party confirmation) to identify the identity of the Service User. Given the technological limitations that the Operator is currently experiencing, and the difficulties faced in identifying the network, therefore, real-time authentication name for the accuracy of user identity and absolute authenticity carried out by the Operator without any guarantee.
2. The Service User agrees that the Service Provider has the right to record and save the authenticity of the identity information that the Service User provides to the Operator through Real Name Authentication and identity information obtained by the Operator from other parties as well as to Service Users or third parties in accordance with this Agreement. Does the Service User authenticate with the real name of the Service User?
3. The information above includes but is not limited to fastloan accounts (or "Accounts") and related bank accounts, passwords, digital certificates, SMS verification services, phone numbers set at the time of User Service, mobile numbers, card names of Service Users. identifier, t User ID number, expiry date document, contact address, e- mail, etc. and other information elements approved by the Operator or legislation invitations that apply.
4. Service Users agree that Service Users are required to provide actual identity information to the Operator in accordance with the requirements submitted by the Operator for registration and authentication of real names and to ensure the accuracy, authenticity, validity and completeness of the identity information mentioned above. We will notify the Operator if there are changes. The Operator reserves the right to suspend or terminate the provision of Services to Service Users, in the event that Service Users provide incorrect, incorrect, outdated, or incomplete information, or if the Operator has reason to suspect that the information is false, inaccurate, invalid , or incomplete We are not responsible for any or all functions of Fastloan User Services.
5. Unless agreed in this Agreement, when the Service User's fastloan account service has authenticated the real name, the related information and real name authentication results cannot be changed by the Service User himself; If the Service User identity information, etc. has been changed, if any, the Service User must provide information as requested by the Operator and update it after being reviewed by the Operator.
6. If the Service User is under 16 years of age or does not meet the requirements specified in this agreement and is not registered as a customer of the Operator or through real name authentication, and therefore, all legal liability for losses arising from the Service User and / or Service User's guardian, Service User and / or Service User's guardian must defend and indemnify the Operator. At the same time the Operator reserves the right at any time to stop providing services to Service Users.
7. Sharing information regarding real name authentication. In order to facilitate Service User services, through other sites or other partners to apply for real name certification to the Operator, Service Users agree to allow the Operator to verify all identity information that has been submitted and information regarding bank accounts, and agree that the Operator will become real name authentication results other identifying information relating to web pages or partners.
8. Identity management information for real name authentication Service Users are in real name authentication submitted for real name authentication of identity information of the Operator, which cannot be withdrawn and is permitted by the Operator to be retained. The organizer undertakes not to disclose or change or disclose real name authentication information for service users and store it in non-service content.
public organizers, except for legal or contractual issues, and do not use such content for commercial purposes. However, the provisions in Article 4 are as follows:
(1) The Service User has permitted the Operator to disclose relevant information;
(2) In accordance with the provisions of laws and regulations of the Operator to the competent state authority;
(3) for a Provider associated with a Provider;
(4) third parties and Providers to offer Services to Service Users, third parties provide Service Users with the necessary information Services;
9. Not an illegal or prohibited use. Receiving all instructions, terms and conditions that apply in this Agreement, the terms that the Service User submits as a prerequisite for authenticating real names. Service Users represent and warrant that Service Users will not apply for a real name certificate for any purpose that violates the law or is prohibited by this Agreement. Service users may not use the Real Name Verification Service in any way that can damage, disable, interfere or cause damage to other Web sites or other websites or organizers or interfere with the use of fastloan real name authentication applications. Service users may not obtain or attempt to obtain information or information in a way that is not permitted by the Operator.
(1) A Provider is not a bank or other form of financial institution. this service is also a non-business finance. Fund transfers under this Agreement are made through a bank or a third party payment provider. Service Users understand and agree that Service User funds will be reasonable for transit.
(2) Transaction Risk Service Users will be responsible for losses incurred by errors of Service Users, including but not limited to: errors in fast operating transactions, not timely in trading operations, forgotten keywords or known to others. The Service User will be responsible for any damage caused by the non-disclosure of the Service User's password, digital certificate, connected mobile number, loss of debit card or payment protection.
(3) Service Fees When the Service User uses this service, the Operator has the right to charge fees in accordance with the electronic transaction contract signed by the Service User. The Operator has the right to formulate and adjust service fees, special service fees arising from the use of services on this web page or clients, product pages as stated in the billing notification or the Service User Organizer has other applicable written agreements. If the Service User continues to use the Fastloan Service, then the Service User will be deemed to have agreed to the fastloan standard fee. The Service User agrees that, unless stated otherwise, the Provider has the right to reduce the service fee directly from the amount entrusted to the Service Provider that the Service User entrusts to an escrow account, billing or paying.
VI. Restrictions on the use of fastloan services
(1) When Service Users use this Service, Service Users must comply with laws and regulations. applicable invitations in Philippines, countries or jurisdictions of Service Users and relevant international regulations and practices. The Service is not intended for any unauthorized or illegal purpose. If not implemented, the Operator has the right to refuse to provide services or to terminate the Agreement early and to get a return on the loan, and the Service User must bear all related legal obligations.
(2) Service users are not permitted to use the Service to engage in violations of rights rights and interests of other people, or the Provider has the right to refuse to provide services, and Service Users must bear all related legal obligations, causing losses to the Organizer or employees or other parties. Service users will be responsible for providing compensation. This includes, but is not limited to:
1.Opposing the basic principles stipulated by Law The Constitution, endangers national security, results in leakage of state secrets, subversion of state power, undermines national unity.
2. Violating other people's reputation, privacy, trade secrets, trademarks, copyrights, patents, other intellectual property rights and legal rights and other interests.
3. Violating statutory provisions or obligations obligations that have been agreed by the parties in the confidentiality agreement.
4. Impersonate the use of this service with someone else's name.
5. Conducting illegal transactions such as suspected money laundering, cash or other activities, such as pyramid schemes.
6. Failure to meet payment obligations.
7. Committing fraudulent credit information in any way to persuade other people who are involved in fraudulent lending.
8. Use of illegal bank accounts or invalid bank account transactions.
9. There is a computer virus or may violate the service system, behavior in information.
10. There is an assessment from the Operator that there is inappropriate behavior.
(3) The Service User understands and agrees that the Operator is not responsible for losses arising from any of the following circumstances:
1. The Organizer reserves the right to suspend, or stop the payment of all or part of a fastloan account using the name of the Service User, based on a one-sided judgment, including, but not limited to, the Organizer's belief that the Service User has violated the provisions expressly stated in and in the spirit of this Agreement. . Service Users provide Services or parts thereof, and delete or publish Service User information.
2. The organizer has the right to suspend or terminate the use of the Fastloan account without prior notification of the discovery of unusual transactions or suspicions that the transaction is questionable or unlawful or the contents of the Agreement. Limited to credit limits with account names and transport transactions to cancel transaction transfer accounts and other restrictions), and refuse to use some or all of the features of the service.
3. The Service User acknowledges and agrees that the Operator has the right to freeze or recover accounts (- account) or transaction (- transactions) fastloan by using the name of the Service User and to limit any part of the Product or Service All functions:
1) in accordance with the agreement of this agreement;
2) in accordance with the provisions of the applicable laws and regulations;
3) in accordance with the requirements determined by the competent authority;
4) The use of fastloan services violates laws, regulations invitations and administrative regulations.
5) Based on a unilateral fair judgment that account information, operations and other anomalies exist;
6) The Operator may, based on their personal considerations, consider that there are risks that may arise;
7) When the Service User participates in marketing activities, the Service User may violate the rules of good faith by registering multiple accounts, providing false information or other fraudulent materials and, and violating the rules of good faith.
8) Mistakes in importing funds can lead to self-enrichment activities that are not legally permitted;
9) Service User fails to fulfill payment obligations;
10) Service users have been complained by other people, and other parties have provided some evidence related to the complaint submitted.
4. If the Service User asks to lift the suspension or restriction mentioned above, the Service User must provide relevant information and the identity of other Service Users or documents required by us according to the needs of the Operator, so that the Operator can verify in terms of making decisions on the approval of the submission. requests for Service Users.
VII. Privacy Protection
The organizer highly appreciates the interest of protecting customer privacy. By collecting Service User information for the purpose of complying with laws and regulations, providing services to Service Users and improving service quality, the Operator bears the obligation of a confidentiality agreement with respect to Service User information and will not sell or sell to third parties for marketing purposes, to rent out any information. Service Users, we will share Service User information with third parties only if;
1. Obtain approval or permission from the Service User.
2. In order to provide or recommend services or products to Service Users, or to provide better services for Service Users, or to provide Service Users with a better experience, we will work closely with our affiliates, including fastloan organizers, and third parties. others to share information with Service Users.
3. In some cases, only to share Service User information to provide services and / or products to Service Users, or to make agreements on disputes arising from Service User transactions or disputes arising with other people.
4. To determine the Service User's fastloan account or secure transactions.
5. Some of the services and / or products provided by or in conjunction with our partners and suppliers, and we share information about services and / or product needs.
6. We and third parties carry out joint promotional activities, we can share activities from the resulting process, in order to complete the necessary personal information activities.
7. To protect the legitimate interests of fastloan and fastloan affiliates, affiliates and other fastloan customers.
8. In accordance with legal requirements and reasonable business practices, we may be required to accept, from time to time, other entities that will join in our plans, acquire or carry out other capital market activities (including but not limited to IPOs, issuance of bonds due diligence, we will provide Service User information to parties related to the activities above. However, before we do that, we need to perform a confidentiality agreement with the entity to request their personal information in the event of taking steps. reasonable security measures.
9. In order to facilitate the financial transactions of friends Service User friends and Service User friends who are more flexible and secure to avoid mistakes in manually entering the login name to the Fastloan account, when the Fastloan account is connected to the cellphone number that the Service User stores in someone else's phone directory, the fastloan account login name, name and others can be an address book stored in a phone number from a friend's query friend. The mobile phone number associated with the fastloan account, as used in this Agreement, refers to the mobile phone number registered as a fastloan user or to our fastloan account number.
10. For the purposes of the number 9 in this section, the other party may ask
11. Service Users and other parties through the fastloan service can provide capital transaction services between parties for transactions in the payment process, or when the payment is successful, the Service User can see the usage of some of the fastloan account information (including fastloan login name, fastloan account, according to the name or nickname, fastloan account picture, etc., the actual information that can be seen is the information that will apply).If the Service User gives permission to a third party to collect information about the fastloan account from the fastloan Provider, we have the right to share Service User information with third parties in law.laws and regulations and Service User licenses. fastloan) Part of the account information.
13. In order to maintain and improve our services.
14. In accordance with the provisions of laws and regulations valid invitation or requirements determined by the competent authority.
VIII. System Crashes or Failures
This organizer announced that the system shutdown during maintenance, information network connection failure, computer system failure or other communication, system due to maintenance, failure, hacker attack, technical adjustment or failure of the telecommunications sector, web page enhancement, banking, government, or judicial bodies, force majeure and other conditions that cause the inability to operate normally, so that Service Users cannot use or cause delays in use of the Service, the Operator is not responsible for losses arising from things - that matter.
IX. Limitation of Liability and Limitation of Liability
(1) The Operators are only responsible for the obligations obligations as stipulated in the Agreement between the Provider and the Lender.
(2) The Operators are not responsible for the obligations the obligations of the Lender and the Borrower as stipulated in the Lender's Agreement with the Borrower. Service Provider Service User Service User.
(3) The Service User expressly considers that every risk arising from the transaction must be borne by both parties.
(4) The Operator does not provide guarantees for problems with the Transaction and "fastloan" services, including but not limited to the following:
1. "Fastloan" service will meet the needs of Service Users.
2. Fastloan service will be uninterrupted, timely or error free.
3. Every product, service, information or other information that Service Users purchase or obtain through our "fastloan" Service will meet Service User expectations.
(5) The Administrator is not obliged to carry out an inspection prior to registration of data, information on goods (services), trading activities and other matters. other matters relating to transactions, unless expressly required by law or legislation invitations that apply or in the following circumstances:
1. The organizer has reason to believe that there may be material violations of laws and regulations valid invitation or violation of the provisions.the terms of the contract in respect of certain transactions.
2. The organizer has reason to believe that the Customer's behavior at Fastloan is suspected to be illegal or untrue.
(6) The Operator or a third party authorized by the Operator or a third party whose Service User agrees with the Operator has the right to face disputes arising from transactions of Service Users with other customers based on the Service User Agreement which is irrevocable and has the right to unilaterally determine matters Relevant matters include, but are not limited to, adjustments to the status of the relevant transactions or payments by the Operator from all or part of disputed payments to one or both parties for transactions, and in accordance with applicable regulations. Processing decisions are binding on Service Users. If the Service User does not carry out a processing decision within a predetermined time limit, the Operator has the right (but is not obliged) to use the funds stored in the Service User's fastloan account directly or pay for it using the margin paid to the Operator and its affiliates. Service users must immediately create a margin and compensate for losses from the Organizer and its affiliated Operators. If not, the Organizer and its affiliated Operators have the right to compensate for losses that have become the rights of the Service User under other contracts and are entitled to recovery. Service Users understand and agree that the third party authorized by the Operator or Operator or third parties that the Service User agrees with the Operator is not
(7) is a judicial body and can only identify evidence in its individual capacity. The organizer or a third party authorized by the Organizer or a third party that the Service User agrees with the Operator to dispute is only based on the Service User's permission which is irrevocable, which cannot guarantee that the results of the dispute are in accordance with the Service User's expectations and that the Service User is not be responsible for the outcome of the dispute mediation. Service Users agree to release the Operator in terms of compensation for losses caused by Service Users.
(8) Service Users acknowledge and agree that the Operator is not responsible for losses caused by any of the following conditions, including but not limited to loss of profits, goodwill, data use, etc. or other intangible losses (whether or not the Operator has been notified about the possible damage):
1. Use or failure to use our platform services.
2. Unauthorized use of Service User accounts by third parties or changes to Service User data.
3. Costs and losses arising from the purchase or takeover of goods, samples, data, information or transactions through the Operator's platform services.
4. Misunderstanding of Service Users from the Service Provider platform.
5. Other losses arising from the Provider's platform services that are not caused by the Operator.
(9) Refusal Service Users agree that the Operator is not responsible for the following circumstances:
1. Personal data of Service Users may be disclosed as a result of Service Users telling us Service User's fastloan account password or failing to maintain the confidentiality of Service User passwords or sharing fastloan accounts with other people or other errors that arise and are not caused by the Operator.
2. Any damage caused by hackers, intrusion or virus attacks on computers, technical adjustments in the telecommunications sector, temporary closures due to government regulations, third party reasons (including force majeure, such as crossing international export limits and international telecommunications exports, fire, flood , lightning, earthquakes, floods, hurricanes, tornadoes, volcanic eruptions, epidemics, strikes, wars or acts of violence or the like) and other real names are not caused due to misinformation which the Organizer has authenticated is leaked, lost, stolen or damaged.
3. Bank Account Information, disclosure of identity information, and legal disputes and other consequences arising therefrom as a result of liaising or collaboration with the site- other sites (such as online banking).
4. Every fastloan customer (including a small number of subscribers) to the Operator to provide false, incomplete, false information such as authenticity cannot be confirmed with real names or other losses, the Operator is not responsible for any losses arising therefrom.
(10) The cooperation service unit "fastloan", the quality of services provided by the Operator and its content is their own responsibility.
(11) The use of the Service User for the "fastloan" service to download or obtain any information will be at the Service User's policy and at the Service User's own risk, and damage or loss of data on the Service User's computer system as a result of data downloading is the full responsibility of the Service User.
(12) suggestions or information from Service Users, whether written or oral, obtained by Service Users and our employees or through our "fastloan" service, does not constitute a representation from our Provider for fastloan services.
(13) To the extent permitted by law, the Operator is not responsible for indirect, punitive, special, consequential damages (including business losses, loss of income, loss of profits, data use or other economic losses, but if they arise, whether they arise from violations) This agreement, including breach of guarantee, or acts against the law, is not responsible, even if the Operator has previously explained that such losses are possible. exclusivity stipulated in this Agreement does not fulfill its essential purpose, the Operator's liability for such losses must be excluded.
(14) Unless otherwise provided in this Agreement, the total liability for breach of this Agreement will not in any case exceed the total amount of "fastloan" service fees charged to Service Users.
(15) This Operator is only responsible for the scope of responsibility set forth in this Agreement.
(16) Provider customer information is provided by the customer himself, the Provider cannot guarantee that the information is true, accurate, timely and complete.
(17) The Operator does not provide a form of guarantee for credit evaluation quotas and services.
X. Protection of Intellectual Property Rights
(1) All Provider systems and their affiliates and all Organizer's content, including but not limited to works, images, archives, material information, web page structure, website image settings and web page designs provided by the Operator or its affiliates, including intellectual property rights, including but not limited to trademarks, patents, copyrights, trade secrets, know-how for goods other intangible items with similar characteristics in information, images, logos, slogans, and all other materials which have distinctive power and so on.
(2) Everyone is not permitted to use, modify, reproduce, distribute, change, distribute, publish or publicly publish the procedures or contents of this web page without the written consent of the Operator or its affiliated Operator.
(3) Service Users must respect the Organizer's intellectual property rights, if a violation occurs, then the Service User must be responsible for all such losses.
XI. Legal Jurisdiction and Application
Validity, interpretation, variation, enforcement and dispute resolution
Lenders: Borrowers:
Ksp, your business solution (fastloan) MUHAMAD SAID
02-20-2021 23:17:06